Double Indemnity by James M. Cain

Double Indemnity (Crime masterworks)

by James M. Cain

Walter Huff is an insurance investigator like any other until the day he meets the beautiful and dangerous Phyllis Nirdlinger and falls under her spell. Together they plot to kill her husband and split the insurance. It'll be the perfect murder ...

Reviewed by Michael @ Knowledge Lost on

4 of 5 stars

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When small time insurance man Walter Huff meets Phyllis Nirdlinger, her beauty quickly seduced him. The wife of a wealthy oil executive convinces him to help get rid of her husband, but not before a substantial policy was taken out on him. Accident insurance often causes suspicion but when Phyllis’ husband dies from what looks like a train accident, double indemnity kicks in and Walter’s bosses suspect foul play.

James M. Cain is the master at noir with books like The Postman Always Rings Twice, Mildred Pierce and recently The Cocktail Waitress was released posthumously. Double Indemnity is one of his most notable pieces of work and was adapted into the 1944 classic film noir movie of the same name. The movies screenplay was written by fellow master of pulp Raymond Chandler and has been dubbed culturally, historically, and aesthetically significant by the US Library of Congress.

Double Indemnity is a clause often found in accident insurance policies where the issuer agrees to pay double (or more) if the accident happens in certain conditions. It is often used to make the policy more appealing but applies to low risk incidents. Death by train accident is one of these examples and when Phyllis’ husband died in these conditions the insurance company was naturally suspicious.

This classic pulp novel follows Walter Huff who plots the perfect murder all for the beautiful Phyllis Nirdlinger. What he didn’t count on was that he was seduced into helping a femme fatale and now he was under her thumb. In true James M. Cain style, Double Indemnity holds nothing back, both in style and plot. Everything you expect in a 1930s noir novel can be found in this thrilling novella.

This is a re-read for me of Double Indemnity and I must admit I was so happy to return to the style of James M. Cain. Everything you expect from the pulp style and dialogue can be found within this classic story. I know I need to dive into some more of Cain’s novels, with some re-reads and completing his bibliography. I have no words to describe the feeling of returning to a much-loved author and I know I need to re-watch the movie. If you have never read Cain or anything from the classic pulp genre, then you can never go wrong with a book like Double Indemnity.

This review originally appeared on my blog; http://www.knowledgelost.org/random/regular-segments/book-of-the-month/double-indemnity-by-james-m-cain/

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