You Need a Budget by Jesse Mecham

You Need a Budget

by Jesse Mecham

A guide based on the tenets of the "You Need a Budget" financial platform argues that a well-planned budget can help to prioritize financial goals, reduce stress through strategic cash flow allocations, and meet the challenges of unplanned expenses.

Reviewed by Hillary on

4 of 5 stars

Share


Cause I needed to get a grip on my finances. There is no reason I should be broke with the amount of money I make. I had heard of the software before and even tried it out a couple of times, but it mostly went right over my head. I need someone to go in depth how to use the software and the techniques that it uses.

 



 

What I liked



I loved that it went in depth on the techniques that the software uses. It spells it out just like I needed it. I was one of those unfortunate souls that got forced to learn Calculus but no one ever told me how to make and stick to a budget. I graduated with my fancy honors degree and was wished the best of luck.  I can count on one hand the number of times I had to know calculus and my finances speak for themselves they are in such a sorry state. SO I finally found the book that explains each step in detail and how to set up a budget and to follow it. I am hoping that my finances will be decent by the end of the year by following the principals in this book. And yes I got a year's subscription to the software and guessed hat this time I know what the hell I am doing.

 

What I did not like



I HATE finance talk. I mean why can't we just be in a cashless society where we all get what we want but alas. There was nothing that I truly disliked about the book itself. I just hate having to deal with money, and I have stuck my head up my ass for so long that everything now is coated in shit.

 



This is a book that every first-year college student should be forced to take instead of saying Calculus 2. My calculus class comes in handy SOOOOO MUCH (note the sarcasm). Seriously though financial literacy is a very valuable skill to have especially if you are escaping poverty (like me). Maybe outside of the Appalachians, people learn financial literacy at a young age but not in the mountains. This is the sort of book that I wish I had when I was 18 and had control of my money. This is a book that everyone should read.

 

Buy Borrow or skip





 



Do you have a budget system in place? Or are you just winging it as I did for many years?



 

 This review was originally posted on Adventures in Never Never Land

Last modified on

Reading updates

  • Started reading
  • 7 May, 2018: Finished reading
  • 7 May, 2018: Reviewed
  • Started reading
  • 10 June, 2018: Finished reading
  • 7 May, 2018: Reviewed