Most of us don't want to buy insurance - we do it because we realize we have to have it. And the fact that we don't want to think about it often means we end up wasting money, paying too much for the wrong sort of cover. This book explains the insurance solutions offered by various companies and outlines the policy features appropriate to particular circumstances. With a simple, yet complete "shopping list" guide to insurance policies, this work looks at the entire insurance market and the different types of insurance available. The book addresses the problems of where to buy insurance, what to do when it goes wrong, and how to make a claim (either direct or through a broker). The many types of insurance are systematically examined to make it easy to see what is right for you and your family. From life insurance to health insurance, critical illness cover and income replacement schemes, motor and house insurance, travel and legal insurance, this book shows how to choose the best policy, out of what is often a bewildering array, without wasting money.