"Sunday Times" Personal Finance Handbook
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If you are coming up to retirement, you are about to embark on the biggest changes to all aspects of your life since you left school or said ggodbye to your student days. It can be disquieting or exciting - and probably a bit of both. Along with much else, it will necessitaite changes to the way you deal with your finances in order to secure your future. This book takes a comprehensive and straightforward look at how to tackle such important finacial issues. From how to convert pension schemes into working income, and what to do about State pensions and when to start planning, this guide offers a huge variety of options. Clearly explained are ways to benefit from tax in retirement, investment planning, unit trusts and how to draw up a will for maximum efficiency.
Whether you're a first time buyer or an old hand at the business, moving house is right at the top of the stress scale. It can throw up one problem after another - and old hands can make just as many mistakes as the novices in the bewildering array of choices now available. This book takes a careful look at how to go about looking for a property and how to spot the drawbacks. How much can you afford? What would you be wise to borrow? What should you look for in a mortgage, and should you shop around? It also examines the issues raised when buying a second home or buying abroad and includes a comprehensive guide to house insurance and repayment on homes.