Personal Finance 101

by Alfred Mill and Michele Cagan

Published 13 October 2020
Get your financial life in order—from saving and investing to taxes and loans—with this comprehensive, accessible guide to everything you need to know about finance.

Managing your finances can be overwhelming at times. But it doesn’t have to be! Personal Finance 101 will provide you with all the skills you need to make good financial decisions and grow your personal wealth. Full of must-have advice and organized in an easy-to-read format, this book provides a wealth of knowledge on personal finance basics including:

-Choosing your bank (and why it matters)
-Building an emergency fund
-Salary and benefit packages
-Where your money is going (and how to keep more of it)
-Refinancing or consolidating student loans
-Health and property insurance
-Building credit responsibly
-How to get a mortgage

Use this guide and make the most of the money you have, plan for future purchases like a house or a vacation, save for retirement, or simply become more financially responsible. Perfect for finance beginners or those looking to refresh their knowledge, Personal Finance 101 is the one-stop shop for all of your personal finance questions!

Accounting 101

by Michele Cagan

Published 9 May 2017
A quick and easy guide to help you learn the basics of accounting.

The ability to negotiate a deal. Confidence to oversee staff. Complete and accurate monitoring of expenses.

In today’s business climate, these are must-have skills. But all too often, comprehensive business books turn the important details of best practices into tedious reading that would put even a CEO to sleep.

This bestselling series is packed with hundreds of entertaining tidbits and concepts that can’t be found anywhere else. From hiring and firing to strategizing and calculating revenues, these guides can help you learn core business and career concepts—no MBA required! So whether you’re a new business owner, a manager, or entry-level employee, this series has the answers you need to conduct business more efficiently.

Debt 101

by Michele Cagan

Published 11 February 2020
Get out of debt and use credit wisely with this easy-to-understand, comprehensive guide to making your debt work for you.

The key to borrowing, managing, and paying off debt is understanding what it is, how it works and how it can affect your finances and your life. Debt 101 is the easy-to-follow guide to discovering how to pay off the debt you have plus learning how to use debt to your advantage.

Debt 101 allows you to take control of your money with strategies best suited for your personal financial situation—whether you are buying a home or paying off student loans. You will learn the ins and outs of borrowing in a simple, straightforward manner, managing student loans and credit card debt, improving your credit score, understanding interest rates, good debt vs. bad debt, and so much more. Finally, you can get ahead of the incoming bills and never let your debt intimidate you again!

Budgeting 101

by Michele Cagan

Published 6 November 2018
“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post

Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series.

Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming.

With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time.

Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.

Economics 101

by Alfred Mill

Published 2 January 2016
So much of the world revolves around economics, so why do most texts make it so dull and difficult to learn? But learning economics doesn’t have to be boring. In Economics 101, you’ll see how learning economics can be engaging.

Too often, textbooks turn the noteworthy details of economics into tedious discourse that would put even Joseph Stiglitz to sleep. Economics 101 cuts out the boring explanations and instead provides a hands-on lesson that keeps you engaged as you explore how societies allocate their resources for maximum benefit.

From quantitative easing to marginal utility, this primer is packed with hundreds of entertaining tidbits and concepts that you won't be able to get anywhere else. You’ll learn the basics on terms such as, monopolies and oligopolies, game theory, inflation, price ceilings, and so much more. Have you ever wondered about the origin of banking or how banks create money? You’ll find those answers here.

Whether you're looking to master the major principles of finance, or just want to learn more about why money matters, Economics 101 has all the answers—even the ones you didn't know you were looking for.

Real Estate Investing 101

by Michele Cagan

Published 11 June 2019
A comprehensive, accessible, and easy-to-understand guide to everything you need to know about real estate investing.

Real estate investing is a great way to build a business or make money on the side—and you don’t have to be a full-time landlord to do it. Real Estate Investing 101 walks you through everything you need to know, from raising capital to uncovering new opportunities. You’ll learn the difference between purchasing traditional property and investing in funds such as REITs and interval funds—plus new types of realty investment, like crowd-funded real estate, the senior housing boom, eco-housing, and blockchain technology. With the expert advice in Real Estate Investing 101 to guide you, you can invest with confidence and generate profits.

Investing 101

by Michele Cagan

Published 4 December 2015
A crash course in managing personal wealth and building a profitable portfolio—from stocks and bonds to IPOs and more!

Too often, textbooks turn the noteworthy details of investing into tedious discourse that would put even Warren Buffett to sleep. Investing 101 cuts out the boring explanations, and instead provides a hands-on lesson that keeps you engaged as you learn how to build a portfolio and expand your savings. From value investing to short selling to risk tolerance, this primer is packed with hundreds of entertaining tidbits and concepts that you won't be able to get anywhere else.

So whether you're looking to master the major principles of investing, or just want to learn more about stocks and bonds, Investing 101 has all the answers--even the ones you didn't know you were looking for.

Social Security 101

by Alfred Mill

Published 1 October 2016
A crash course in retirement benefits!

Too often, writing about social security turns the noteworthy details of the benefits into boring details about regulations or biased political arguments that would put even a die-hard bureaucrat to sleep. Social Security 101 cuts out the tedious explanations and instead provides a hands-on lesson that keeps you engaged as you learn all you need to know about the federal program that's been around since the Great Depression.

From the history of social security to its likely role in the future, this primer is packed with hundreds of entertaining tidbits and concepts that will keep you engaged as you learn how to maximize your benefits.

So whether you want to learn about calculating your retirement age or estimating your projected payments, Social Security 101 has all the answers--even the ones you didn't know you were looking for.

Stock Market 101

by Michele Cagan

Published 4 November 2016
Full of easy-to-understand definitions, tips, and real life examples, this book contains all you need to know about buying and selling stocks!

Investing for the first time can be intimidating. In easy-to-understand language, Stock Market 101 provides the groundwork needed to begin building knowledge on the stock market. It cuts out the boring explanations of basic investing, and instead provides hands-on lessons that keep you engaged as you learn how to build a portfolio and expand your wealth. Full of basic definitions and real life examples, Stock Market 101 will alleviate any uneasy or overwhelmed feelings during your first steps toward your investment goals. From bull markets to bear markets to sideways markets, this primer is packed with hundreds of entertaining tidbits and concepts that you won't be able to get anywhere else.

So whether you're looking to master the major principles of stock market investing or just want to learn more about how the market shifts over time, Stock Market 101 has all the answers—even the ones you didn't know you were looking for.

Retirement 101

by Michele Cagan

Published 24 December 2019
A comprehensive and easy-to-understand guide to the ins and outs of retirement planning—the key resource for creating a retirement you can live on!

How much do I need to retire? Can I retire early? What’s the retirement age, anyway? No matter whether you are 25, 65, or any age in between, you probably have questions about retirement and knowing the answers is the key to planning your future. Whether you want to retire as soon as possible or are looking forward to continuing to work in some form for as long as you can, Retirement 101 guides you through each step as you approach this important milestone.

From how to save for the day when you stop—or scale back—working to smart investment strategies to the best states to retire in to how to calculate your benefits, Retirement 101 helps you create a retirement plan to accomplish your goals, whatever they are.

Starting a Business 101

by Michele Cagan

Published 12 December 2023
Become your own boss and make money your way with this helpful guide for hopeful business owners everywhere looking to begin the complicated process of starting a business.

Starting a business can be an overwhelming and difficult process. From creating a business plan and budget to hiring employees and paying taxes, there are a myriad of things that need to happen on a relatively quick timeline. In Starting a Business 101, you will learn everything you need to know to start a successful business and handle any obstacle that is thrown your way during the process.

The Investing 101 Boxed Set

by Michele Cagan

Published 3 December 2024
Get a complete, easy-to-understand, and engaging overview of investing with The Investing 101 Boxed Set, which includes Investing 101, Real Estate Investing 101, and Stock Market 101, 2nd Edition.

When it’s time to invest, it’s time to turn to Adams 101 Series. With its easy-to-understand approach and informative, entertaining content, this series provides you with exactly what you need to know to start investing today. This boxed set includes:
-Investing 101: A crash course in managing personal wealth and building a profitable portfolio—from stocks and bonds to IPOs and more.
-Real Estate Investing 101: A comprehensive, accessible, and easy-to-understand guide to everything you need to know about real estate investing.
-Stock Market 101, 2nd Edition: A reference full of understandable definitions, tips, and real-life examples, this book contains everything you need to know about buying and selling stocks.

Investing doesn’t have to be scary. With The Investing 101 Boxed Set, you will overcome your fears and set yourself up for investing success.

Get a complete, easy-to-understand, and engaging overview of financial literacy with The Personal Finance 101 Boxed Set, which includes Personal Finance 101, Budgeting 101, and Taxes 101.

Understanding and managing your finances can seem daunting, but with the Adams 101 Series you no longer need to feel overwhelmed. The Personal Finance 101 Boxed Set gives you the information you need to set yourself up for financial success in a straightforward and entertaining way. The boxed set includes:
-Personal Finance 101: From saving and investing to loans and debt management, this comprehensive, accessible guide covers everything you need to know about personal finance.
-Budgeting 101: Learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly.
-Taxes 101: This helpful guide covers the basics of the US tax system, from the system structure and kinds of taxes to all the tax laws that lead to deductions and credits.

The Personal Finance 101 Boxed Set covers everything you need to know to start making smart financial decisions.

Taxes 101

by Michele Cagan

Published 5 December 2024
Learn the ins and outs of paying taxes with this engaging, informative, and easy-to-navigate guide to the US tax system.

If you want to understand your finances, you need to understand your taxes. Learn everything you need to know about the US tax system and become more financially independent with Taxes 101. As people become more motivated to be as financially literate as possible, understanding every part of their financial wellness is key.

With Taxes 101, you will learn the basics of the US tax system, from the system structure and kinds of taxes to all the tax laws that lead to deductions and credits and the forms associated with filing. This all-in-one financial resource lays the foundation with basic information about the tax system so you can make better choices about your financial wellness.

Discover the ins and outs of the economy with this engaging, informative, and easy-to-navigate 2nd edition guide with all-new entries and updates.

Too often, textbooks turn the noteworthy details of economics into tedious discourse that would put even Joseph Stiglitz to sleep. This new edition of Economics 101 cuts out the boring explanations and instead provides a hands-on lesson that keeps you engaged as you explore how societies allocate their resources for maximum benefit.

From quantitative easing to marginal utility, this primer is packed with hundreds of entertaining tidbits and concepts that you won’t be able to get anywhere else. You’ll learn the basics on terms such as monopolies and oligopolies, game theory, inflation, price ceilings, and so much more. Have you ever wondered about the origin of banking or how banks create money? This book has all the answers.

Whether you’re looking to master major principles of finance or just want to learn more about why money matters, Economics 101 has all the answers—even the ones you didn’t know you were looking for.

Learn the ins and outs of the social security system in this accessible, easy-to-navigate guide with refreshed, updated information in Social Security 101, 2nd Edition.

Too often, writing about social security turns the noteworthy details of the benefits into boring details about regulations or biased political arguments that would put even a diehard bureaucrat to sleep. Social Security 101, 2nd Edition, cuts out the tedious explanations and instead provides a hands-on lesson that keeps you engaged as you learn all you need to know about the federal program that’s been around since the Great Depression.

From the history of social security to its likely role in the future, this primer is packed with hundreds of entertaining tidbits and concepts that will keep you on track as you learn how to maximize your benefits.

Whether you want to learn about calculating your retirement age or estimating your projected payments, Social Security 101 has all the answers—even the ones you didn’t know you were looking for.

A comprehensive and easy-to-understand guide to the ins and outs of retirement planning—updated to include the latest information on new terminology, guideline updates, revised laws, and more making it the key resource for creating a retirement you can live on!

How much do I need to retire? Can I retire early? What’s the retirement age, anyway? No matter whether you’re twenty-five, sixty-five, or any age in between, you probably have questions about retirement and knowing the answers is the key to planning your future. And with changes to essential retirement structures like investment accounts, social security and Medicare, it’s important to stay up to date for your own benefit. Whether you want to retire as soon as possible or are looking forward to continuing to work in some form for as long as you can, Retirement 101, 2nd Edition guides you through each step as you approach this life-changing milestone.

Now this 2nd edition includes updated information on:
-Social security and Medicare
-Investment account contributions
-Required minimum distribution rules
-Student debt payments
-Enrollment changes
-And more!

From how to save for the day when you stop—or scale back—working to smart investment strategies to the best states to retire in to how to calculate your benefits, Retirement 101, 2nd Editions helps you create a retirement plan to accomplish your goals whatever they are.