Wilbert Guilford, Jr., is a Certified Public Accountant, Certified Financial Planner(TM) and licensed insurance agent with more than forty years of experience in accounting, taxes, and financial planning.He holds an MS in accounting from the University of Hartford and a BA from Loyola University. He retired from the Air Force Reserves as a facilitator and leadership and management instructor.Wilbert resides in Phoenix, Arizona and travels worldwide providing financial counseling to the military.Website: https: //guilfordtaxman.com/