Penelope J. Holt, with over twenty years of experience as a brand builder, agency owner, marketing, advertising and public relations executive, is an expert in market strategy, go-to-market planning and implementation, who has partnered with companies ranging from start-up to Fortune 500, including 3M Corporation, eBay, PayPal, Chrysler, Pitney Bowes, Procter & Gamble, L'Oreal, Sumitomo Bank, British Telecom, Equitable Life, Union Carbide, James River, Monsanto, and AMA. She has served as CMO at BorrowersFirst, Ten Digit Communications, LifestyleCX, and RocketDocs. Ms. Holt has been especially effective with early stage and fast-growth companies requiring strong support to deliver remarkable creativity, drive and leadership. As a brand builder she developed the strategy to transform the BillMeLater ecommerce credit brand into a billion-dollar acquisition by eBay to become PayPal Credit. She holds honors degrees in linguistics and English literature from the University of York, England.
