Ravi K. Dhar is the Director of Jagannath International Management School, Vasant Kunj, New Delhi. With more than 24 years of teaching experience, 20 of which have been in university departments in Shillong and Ludhiana, he has also taught at Jammu and Addis Ababa and lectured in Kuala Lumpur, Malaysia. In the course of his work, he has traveled to Korea, Singapore, Malaysia, Thailand, Ethiopia and Sweden. Prior to joining JIMS, he was the Director of Tecnia Institute of Advanced Studies, affiliated to GGS IP University. Dr. Dhar also dabbles in poetry and blogging. He has a poetry homepage on www.kavitanjali.com and a blog, http: //ravikdhar.blogspot.com/., Silky V. Kushwah is currently Assistant Professor of Finance, Jagannath International Management School, New Delhi. With over 5 years of teaching and research experience, she has around 27 research publications to her credit in national and international journals of repute. Her main area of specialization is financial markets and institutions. At present, she is working on her new book, Business Economics.