Ephraim Matanda holds a Master of Science (MSc) Degree in Finance and Investment from the National University of Science and Technology, Zimbabwe (NUST, 2008), a Bachelor of Science Honours Degree in Economics from the University of Zimbabwe (UZ, 2003) and a Certificate in Education (Mathematics, Secondary, 1989) from Gweru Teachers' College. He is a senior lecturer in Banking and Finance in the School of Commerce at Great Zimbabwe University (GZU), Masvingo, Zimbabwe. He has researched and published on banking, finance, financial management and strategies.