Liz Pulliam Weston is the most-read personal finance columnist on the Internet, according to Nielsen//NetRatings. She's also an award-winning, nationally syndicated personal finance columnist who can make the most complex money topics understandable to the average reader. She is the author of the national best-seller "Your Credit Score: How to Fix, Improve and Protect the 3-Digit Number that Shapes Your Financial Future "and of "Deal with Your Debt: The Right Way to Manage Your Bills and Pay Off What You Owe," She also was a contributor to "The Experts' Guide to the Baby Years," Liz's columns run twice a week on MSN Money, which reaches more than 12 million readers each month. Millions more read her question-and-answer column "Money Talk," which appears in newspapers throughout the country, including the "Los Angeles Times," the "Cleveland Plain Dealer," the "Palm Beach Post," the "Portland Oregonian," the "Newark Star-Ledger," "Stars & Stripes," and others. Liz appears regularly on numerous television and radio programs, including American Public Media's "Marketplace Money" and NPR's "Talk of the Nation" and "All Things Considered." She was for several years a weekly commentator on CNBC's "Power Lunch" and has been quoted in numerous publications, including "Consumer Reports," "Real Simple, Family Circle," "Men's Health," "Woman's Day," "Parents," "Christian Science Monitor," the Associated Press, the "Chicago Tribune," the "Boston Globe," Forbes.com, and others. Weston is a graduate of the certified financial planner training program at University of California, Irvine. She can be reached via the "contact Liz" form on her Web site, www.asklizweston.com.