David Dubofsky, PhD, CFA: Dr. David Dubofsky has published over 40 articles in academic journals. He is the author of three books: Your Total Wealth: The Heart and Soul of Financial Literacy (co-authored with Dr. Lyle Sussman, published by HSF Publishing LLC), Derivatives: Valuation and Risk Management (co-authored with Tom Miller), and Options and Financial Futures: Valuation and Uses. Prior to retiring in 2020, Dr. Dubofsky held faculty and administrative positions at TCU Neeley School of Business, the University of Louisville, Texas A&M University, Virginia Commonwealth University and Seattle University. He also served as a visiting academic scholar for the Office of Economic Analysis at the U.S. Securities and Exchange Commission and worked for Nalco Chemical Company and Standard Oil of Indiana. He earned his PhD in Finance from the University of Washington, MBA from the University of Houston, and BE in Chemical Engineering from City College of New York. He is a CFA(R) charterholder.