Ann Charlton was born in Sydney, Australia, and now lives in Brisbane. She traces the beginning of her writing to a childhood period when, in trying to avoid nightmares, she began telling herself a story, continued each night. She wanted to be a commercial artist but became a secretary. She wanted to play the piano but plays guitar instead, and she never planned to be a writer. Her professional writing began with a short-story contest. She published her first romance novel in 1984.
Now Ann writes every weekday, interspersed with looking after her family Tennis, sketching, reading, modern music and dancing are other interests. When both daughters have finished high school, Ann looks forward to travel and seeing new places. She would like to do more tapestry work and paint miniatures and has absolutely no plans to research a book in the Amazon or to learn to play the bouzouki. From time to time she abseils, which surprises her because she is afraid of heights.