FinTech and SupTech in China

by Dawei Zhao, Jia Yuan, and Wei Chen

Published 5 November 2023

This book starts from the application of technologies in financial institutions and financial regulators in

China, and defines the concept and connotation of FinTech and SupTech in the form of topics,

analyses the main problems in the development process, and discusses in depth the future

development and regulatory tendency of FinTech and SupTech.

In recent years, with the in-depth application and cross-domain integration of information technology

in the financial world, FinTech has rapidly developed and has been widely applied, which

brings us an important enlightenment: technical factors will bring fundamental changes for

the development of the modern financial industry. While improving financial efficiency, it has

an impact on the core financial problems such as information matching and mutual trust

solving, making it urgent to improve financial supervision capacity and regulatory efficiency

through information technology to effectively guarantee financial security. At present, many

Chinese financial institutions have applied technologies to their daily operations and

management, such as accurate customer identification, enhanced process tracking, intelligent

marketing, and product process transformation, so as to simplify financial service processes

and shorten service cycles. Meanwhile, the financial regulators in China, such as PBOC,

CBIRC, CSRC, have also applied technologies to the area of financial regulation, in order to

reduce the cost of regulation, and promote the efficiency and effectiveness of regulation.

In General, this book both pays attention to practical application and theoretical, which is a useful

reference book for theoretical research and practical work, and also helps readers to

understand the application of technologies in financial institutions and financial regulators in

China.


This book studies and discusses the current situation and development trend of technology application in the private equity industry of China. This book provides answers to the following questions that are critical concerns of the industry. For applications of technologies in enhancing financial service quality and efficiency, how to introduce digital technologies into the business innovation and operation management process of the private equity industry? How can digital technology be used to promote the comprehensive digital transformation of the private equity industry? For regulation of the private equity industry, how to utilize digital technology to improve the regulatory means and tools of the private equity industry. How to use digital technology to prevent the risk of the private equity industry? The answers to the questions have theoretical significance and practical value for healthy development and supervision of private equity industry in China. China’s private equity industry has made significant progress and attained remarkable achievements after more than 30 years of development, especially with the advancement of China’s capital market reform. This book provides an overview of the private equity industry and a study of digital technology applications such as the Internet, big data, artificial intelligence, and blockchain. It is a valuable reference for researchers and practitioners in related fields, and it also sheds light on technology applications for practitioners and financial regulators in the private equity industry in China.



This book aims to provide first-hand information for readers concerned with green finance and sustainable development by summarizing the unique features, policies and practical innovations of green finance development in China and hoping to provide China's experience in the development of green finance for more regions. The global economy is currently facing historic opportunities that brings by a new round of technology, energy and industrial revolution. The new growth path of "green and low-carbon" development has become the main direction of the transformation of global economic development. What's China's green finance strategy? How does China deliver on the goal? This book builds an overview of China's green finance and sheds light on sustainable development topics from finance perspective.