From bestselling author Fred Brock, the first ever hands-on guide to managing your family's health care costs--and maximizing your coverage
With Retire on Less Than You Think and Live Well on Less Than You Think, Fred Brock gained a following with his focus on increasing wealth by decreasing expenses rather than by chasing investment fads. He now applies his uniquely pragmatic and achievable money-protection strategies to the most alarming financial issue today: the health care crisis in America.
Health costs are soaring, strangling job decisions, bankrupting families, and unsettling retirement plans. Workers with insurance at their jobs face constant cuts in coverage for an ever-steeper price tag, while forty-six million Americans lack insurance and have to fend for themselves. Medicare and prescription drug coverage are under strain. And with so much money at stake, it's no surprise that the financial industry is rooting for the new Health Savings Accounts: a boon for their profits, but a mixed bag for families.
Brock investigates the best options available, offering the first one-stop guide to maximizing health coverage while minimizing expense--with potential savings of hundreds or thousands of dollars each year. Worksheets and a handy resource list give readers the tools to customize their plan to their ages and needs.
Once again, Brock provides unrivaled, objective, and essential financial reporting and advice to safeguard the wallets of American families.
In "Health Care on Less Than You Think"
Drawing on the experiences of regular Americans and his pragmatic, dollars-driven analysis, Fred Brock shows readers how to
assess employer-based health plans and choose
among the plans available to each family
shop for the best coverage at the least cost if a
job does not provide insurance
compares insurance costs, eligibility, and benefits
in different states
decipher the new Health Savings Accounts--and
understand their benefits and costs
choose supplemental dental and eye-care coverage
track down the biggest savings on prescription
drug costs
master the insurer's fine print and win battles
over payments to get the most out of a plan
manage the Medicare system and long-term care
insurance to protect retirement savings
- ISBN10 0805079807
- ISBN13 9780805079807
- Publish Date 17 October 2006
- Publish Status Out of Print
- Out of Print 23 July 2013
- Publish Country US
- Imprint Times Books
- Format Paperback (US Trade)
- Pages 223
- Language English