Victor Haghani has forty years' experience working and innovating in the financial markets, and has been a prolific contributor to academic and practitioner finance literature. He founded Elm Wealth in 2011 to help clients, including his own family, manage and preserve their wealth with a thoughtful, research-based, and cost-effective approach that covers not just investment management but also broader decisions about wealth and finances. Victor started his career at Salomon Brothers in 1984, where he became a managing director in the bond-arbitrage group, and in 1993 he was a cofounding partner of Long-Term Capital Management. He lives in London and Jackson Hole, Wyoming.