Gary Silverman is the founder and lead adviser at Personal Money Planning, a fee-only financial planning firm. Gary's clients are what he calls normal folks. As a Certified Financial Planner(R), he manages their investments and guides them through the financial ups and downs of life. When asked how he got started in this field (his background being nuclear power and submarines), he'll tell you about a professional who helped him lose half of his money in a bull market. He figured he could do at least as good and maybe learn something in the process. Gary makes his home in Wichita Falls, Texas with wife, Joanne, and their bouncy dog, Melvin.