M.S. Sriram is a faculty at the Centre for Public Policy, Indian Institute of Management Bangalore (IIMB), Bengaluru. He is also a Distinguished Fellow at the Institute for Development of Research in Banking Technology set up by the RBI. In the past, he was the ICICI Bank Lalita Gupte Chair Professor of Microfinance at Indian Institute of Management Ahmedabad; was on the faculty of Institute of Rural Management, Anand; and was the Vice President (Finance and Information) at BASIX. He has also taught at IIM Udaipur, SP Jain Centre for Management in Dubai and Singapore, Solvay Brussels School of Business and Economics, and the Azim Premji University, Bengaluru.

Sriram is the co-author of three books—Beyond Microcredit (SAGE Publications) and two other books on flow of credit to small and marginal farmers. He also authored the Inclusive Finance India Report 2015 and 2016. His latest book is Talking Financial Inclusion in Liberalised India: Conversations with Governors of Reserve Bank of India.

Sriram has served on several committees set up by the GoI, RBI, and NABARD. He served on the External Advisory Committee of the RBI for granting licences to small finance banks and was the Chairman of the expert committee to set up the Kerala Cooperative Bank. He also writes regularly in the financial press. He is currently on the board of NDDB Dairy Services, Indian Dairy Machinery Company, Micro Credit Ratings International, and Centre for Budget and Policy Studies. He is also a trustee of Pratham Books and Dastkar Andhra.