JEFF ROSE, is a Certified Financial Planner(TM) and an Iraq combat veteran. A regular contributor to U.S. News World Report, MarketWatch, and Equifax.com, he is the author of two popular personal finance blogs, SoldierofFinance.com and the nationally recognized goodfinancialcents.com, which has been featured in Forbes, The Huffington Post, Kiplinger, and The Wall Street Journal.