Mary R. Hardy is Professor of Actuarial Science at the University of Waterloo. She earned her Ph.D. in Actuarial Science from Heriot-Watt University, where she lectured for 11 years before moving to the University of Waterloo in 1997. She is a Fellow of the Institute and Faculty of Actuaries, and of the Society of Actuaries. In 2007 she was awarded the Chartered Enterprise Risk Analyst designation of the Society of Actuaries, through their thought-leader recognition program. In 2013 she was awarded the Finlaison Medal of the Institute and Faculty of Actuaries for services to the actuarial profession, in research, teaching and governance.