Steven A. Nyce is a Senior Retirement Research Associate with the Research and Information Center of Watson Wyatt Worldwide in Washington, DC. Dr Nyce joined Watson Wyatt in 2000 upon completion of his PhD in economics from the University of Notre Dame, Indiana. He has written numerous articles and spoken regularly at public and private forums on the impacts of demographic aging on the developed economies. His research also includes the study of behavioral aspects of private pensions and public and private retirement policy.