Jim Newheiser, DMin, is the director of the Christian Counseling Program and associate professor of Christian counseling at Reformed Theological Seminary, Charlotte, NC. He also serves as director of the Institute for Biblical Counseling and Discipleship and is a board member at both the Biblical Counseling Coalition and the Association of Certified Biblical Counselors. He is the author of Money: Seeking God's Wisdom, the minibook Financial Crisis, and numerous other books. Jim has been married to his wife, Caroline, for many years, and they have three grown children.