ROBERT BROOKS is the SouthTrust Professor of Financial Management at the University of Alabama, Tuscaloosa

esident of Financial Risk Management, a consulting firm in Northport, Alabama

d Senior Advisor to the investment banking firm of Porter White & Co. Dr. Brooks has consulted with elected municipal officials, auditing firms, corporations, and investment and commercial bankers on matters relating to the management of financial risk, the valuation of derivative securities, and the development of valuation software. He is the author of more than 45 articles.