Born in Melbourne, Tracy grew up in Perth, and studied Science and Arts at the University of Western Australia. Since 1996 she's lived in Wellington, New Zealand. Her debut novel The Life and Loves of Lena Gaunt (Fremantle Press, 2013) was longlisted for the 2014 Miles Franklin Literary Award, as well as shortlisted for the 2014 Western Australian Premier's Book Awards and the 2014 Barbara Jefferis Award.