Michael Ross is a co-founder of the Academy of Certified Portfolio Managers and has been managing stock and bond portfolios for wealth management clients for almost a quarter of a century. Having survived six bear markets in his career, Ross is a maverick, disagreeing with most traditional asset allocation and financial planning approaches. He believes that when you manage risk well, the returns take care of themselves.Through this philosophy, Ross and his team have managed well over a half-billion dollars of overall portfolio funds, with an average individual account value of about $500,000-as well as assisting other investment advisors throughout the US in managing both taxable and IRA accounts. Learn more at falsehopeglobaldiversification.com.