Tom Miller is Professor of Finance and holder of the Jack R. Lee Chair in Financial and Consumer Finance at Mississippi State University. He has a long-standing interest in derivative securities and investments and has published numerous articles on various topics in these areas. His latest research interest is the workings and regulation of small-dollar loan markets. Professor Miller has been honored with many research and teaching awards. He is a co-author (with David Dubofsky) of Derivatives: Valuation and Risk Management (Oxford University Press). Professor Miller's interests include golfing, raising American saddle-bred horses, and playing tenor saxophone.