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The pharmaceutical industry, long thought of as a recession-proof investment, now faces a day of reckoning. The reasons for this impending downfall are not hard to discern. The prices the industry charges for its prescription drugs have escalated at four to five times the cost-of-living increases during the past two decades and have reached a point where 30% of Americans must choose between filling a prescription, paying for housing, and buying food. This has brought about public pressure on gov...

Recent policy debates about the future of Social Security and Medicare have been dominated by the issue of personal versus societal responsibility. Significant changes now being considered would increase the level of privatization and tilt these programs away from defined benefit toward defined contribution models. This annual volume of the National Academy of Social Insurance examines the concept of introducing choice into the Social Security and Medicare programs, how it would be defined and...

This guide breaks down the complicated and confusing information on Medicare, explores your benefits, offers suggestions on getting the most from the program, and explains what happens when you also have other health coverage. Also included: a history of Medicare, what it is, and why it was created -- an in-depth look at Medicare's many rules and processes -- Information on Part D, Medicare's prescription drug program -- helpful hints for closing Medicare coverage gaps.

This book offers a new perspective on improving healthcare that draws inspiration from sources as diverse as American healthcare history, Lean Six Sigma, patient experience, employee engagement, clinical microsystems, physician burnout, and industrial design thinking. This work focuses on the three value streams that form the foundation of all healthcare service processes: healthcare-worker value stream, patient value stream, and organizational process. The interaction of patients and healthcare...

Why do we pay social security taxes? When and why was social security invented? Who pays social security? Who doesn't? And what's all this about privatizing the social security system and investing it in the stock market? In The Complete Idiot's GuideA (R) to Social Security, author Lita Epstein explains the intricacies and benefits of this government program that was founded in l935 by President Roosevelt to help out poverty-stricken senior citizens. The author will cover how social security ca...

The fundamental purpose of a health insurance exchange is to provide a structured marketplace for the sale and purchase of health insurance. The authority and responsibilities of an exchange may vary, depending on statutory or other requirements for its establishment and structure. The Patient Protection and Affordable Care Act requires health insurance exchanges to be established in every state by January 1, 2014. The ACA provides certain requirements for the establishment of exchanges, while l...

Health insurance is one of society s most pressing issues. The United States is the only industrialized nation in the world that does not have health insurance for everyone. The uninsured as well as those with inadequate health insurance coverage are increasing at alarming rates; over 43 million Americans now lack health insurance coverage, and millions more have inadequate health insurance to meet all of their health care needs, particularly those with chronic disabilities. This resource guide...

There has been an international move towards the creation of explicit markets in health care, in which the purchase of care is separated from provision. While the creation of such markets has undeniably led to improvements in certain aspects of health care, it has also raised important issues that have yet to be resolved - for example, is an escalation of management costs an inevitable consequence of the introduction of a market in health care? what sort of information is needed to make the mark...

THE SMARTEST MOVES TO INCREASE YOUR WEALTH NOW! You may not be rich now or in six months, but you can become wealthy if you change your mindset and adopt proven financial strategies that have helped countless others become true millionaires. The Secrets of Getting Rich: Amazing Ways to Build Your Wealth provides the strategies to build your wealth quickly and permanently. There's no need to live frugally to achieve financial freedom in the future. Instead, you should focus on making smart choice...

Poor People’s Medicine is a detailed history of Medicaid since its beginning in 1965. Federally aided and state-operated, Medicaid is the single most important source of medical care for the poorest citizens of the United States. From acute hospitalization to long-term nursing-home care, the nation’s Medicaid programs pay virtually the entire cost of physician treatment, medical equipment, and prescription pharmaceuticals for the millions of Americans who fall within government-mandated eligibil...