JENNIFER A. PATTERSON has lived overseas over half her life, thanks to her cross-cultural marriage. An industry veteran with the usual letters after her name and a recognized pioneer in cross-border wealth and life design, Jennifer is the founder of Patterson Partners Ltd., an independent financial advisory firm specializing in cross-border tax and financial planning that is known as "the "secret advantage" to families with U.S. connections. She is also the founder of the Global Institute for Life and Wealth. Meet her at www.crossborderliving.com.